Back to the Frugal Basics: Creating a Plan

When I first started getting serious about getting a handle on my financial situation, things were a big mess . And chances are that if you have found your way to my blog and are reading this post, you’re not too happy with how things are going in your own financial life. So here you are, with a nagging sense that things aren’t right. Maybe it’s that feeling in your stomach when you check the mail and see your bank statement waiting to be opened.